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Consumer Lender

Company: First Financial Bank
Location: Odessa
Posted on: June 12, 2021

Job Description:

SCOPE/CONTACTS:Incumbent has frequent contact with a variety of customers. Contact is face-to-face, by telephone and written communication. This position reports to the Executive Vice President - Consumer Lending Manager and may receive guidance from the Loan Committee and daily work with other officers and staff to meet customers needs and provide a profit for Bank.MINIMUM QUALIFICATIONS:Accounting or finance degree required. Excellent communication and human relation skills also required. Bank lending experience preferred. Must have a thorough working knowledge and use of credit analysis and loan documentation, bank operations, and business development skills as normally acquired through at least four years related experience.ESSENTIAL FUNCTIONS: To make all types of direct and indirect loans which are consistent in quality to satisfy Bank standards for safety and profitability; to promote good customer relations; and to seek and develop quality new business including profitable depository accounts. Incumbent is responsible for the sound extension or denial of credit to customers seeking loans on a direct or indirect basis and is accountable for the terms extended on such credit. Responsible for retail sales finance acquisition advising commercial business owners to market financing options to their potential customers. This position is guided by the Bank's policies, procedures and lending limits. Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures.The above statements reflect the general details considered necessary to decide the principal functions of the job identified, and shall not be construed as a detailed description of all work requirements that may be inherent in the job. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Keywords: First Financial Bank, Midland , Consumer Lender, Other , Odessa, Texas

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